“When plunder becomes a way of life for a group of men in a
society, over the course of time they create for themselves a legal system that
authorizes it and a moral code that glorifies it.” ― Frédéric Bastiat, French
economist
Americans can no longer afford
to get sick and there’s a reason why.
That’s
because a growing number of Americans are struggling to stretch their dollars
far enough to pay their bills, get out of debt and ensure that if and when an illness arises, it doesn’t
bankrupt them.
This is a reality that no
amount of partisan political bickering can deny.
Many Americans can no longer
afford health insurance, drug costs or hospital bills. They can’t afford to pay
rising healthcare premiums, out-of-pocket deductibles and prescription drug
bills.
They
can’t afford to live, and now they can’t afford to get sick or die, either.
To be clear, my definition of
“affordable healthcare” is different from the government’s. To the government,
you can “afford” to pay for healthcare if your income falls above the poverty
line. That takes no account of rising taxes, the cost of living, the cost to
clothe and feed a household, the cost of transportation and communication and
education, or any of the other line items that add up to a life worth living.
As
Helaine Olen points out in The
Atlantic:
“Just because a person is insured, it doesn’t mean he or
she can actually afford their doctor, hospital, pharmaceutical, and other
medical bills. The point of insurance is to protect patients’
finances from the costs of everything from hospitalizations to prescription
drugs, but out-of-pocket spending for people even with employer-provided health
insurance has increased by more than 50 percent since 2010.”
For too many Americans,
achieving any kind of quality of life has become a choice between putting food
on the table and paying one’s bills or health care coverage.
It’s
a gamble any way you look at it, and the medical community is not helping. Battlefield America: T... Best Price: $8.76 Buy New $12.45(as of 08:25 EST - Details)
Healthcare costs are rising, driven by a
medical, insurance and pharmaceutical industry that are getting rich off the
sick and dying.
Indeed,
Americans currently pay $3.4 trillion a year for medical care. We
spent more than $10,000 per person on health care in 2016.
Those attempting to shop for health insurance coverage right now are understandably
experiencing sticker shock with premiums set to rise 34% in 2018. It’s
estimated that costs may rise as high as $15,000 by 2023.
As Bloomberg reports, “Rising health-care costs are eating
up the wage gains won by American workers, who are being asked by their
employers to pick up more of the heftier tab… The cost of buying health
coverage at work has increased faster than wages and inflation for years,
pressuring household budgets.”
Appallingly,
Americans spend more than any developed country on healthcare and
have less to show for it. We don’t live as long, we have higher infant
mortality rates, we have fewer hospital and physician visits, and the quality
of our healthcare is generally worse. We also pay astronomical amounts for
prescription drugs, compared to other countries.
Whether or not you’re insured
through an employer, the healthcare marketplace, a government-subsidized
program such as Medicare or Medicaid, or have no health coverage whatsoever,
it’s still “we the consumers” who have to pay to subsidize the bill whenever
anyone gets sick in this country. And that bill is a whopper.
While Obamacare (a.k.a. the
Affordable Care Act) may have made health insurance more accessible to greater
numbers of individuals, it has failed to make healthcare any more affordable.
Why?
As
journalist Laurie Meisler concludes, “One big reason U.S. health care costs are so high:
pharmaceutical spending. The U.S. spends more per capita on
prescription medicines and over-the-counter products than any other country.”
One
investigative journalist spent seven months analyzing hundreds of bills from
hospitals, doctors, drug companies, and medical equipment manufacturers.
His findings confirmed what we’ve known all
along: health care in America is just another way of making corporations rich
at consumer expense.
An
examination of an itemized hospital bill (only available
upon request) revealed an amazing amount of price gouging. Tylenol, which you
can buy for less than $10 for a bottle, was charged to the patient at a rate of
$15 per pill, for a total of $345 for a hospital stay. $8 for a plastic bag to
hold the patient’s personal items and another $8 for a box of Kleenex. $23 for
a single alcohol swab. $53 per pair for non-sterile gloves (adding up to $5,141
for the entire hospital stay). $10 for plastic cup in which to take one’s
medicine. $93 for the use of an overhead light during a surgical
procedure. $39 each time you want to hold your newborn baby.
And $800 for a sterile water IV bag that costs about a dollar to make.
This is clearly not a problem
that can be remedied by partisan politics.
The
so-called Affordable Care Act pushed through by the Obama administration is
proving to be anything but affordable for anyone over the poverty line.
And the Trump administration’s “fixes” promise to be no better. Indeed, for too
many Americans who live paycheck to paycheck and struggle just to get by,
the tax penalty for not having health insurance will actually
be cheaper than trying to find affordable coverage that
actually pays for care.
This is how the middle
classes, who fuel the nation’s economy and fund the government’s programs, get
screwed repeatedly.
When
almost 60% of Americans are so financially strapped that they
don’t have even $500 in savings and nothing whatsoever put away for retirement,
and yet they are being forced to pay for government programs that do little to
enhance their lives, we’re not living the American dream.
We’re living a financial
nightmare.
We
have no real say in how the government runs, or how our taxpayer funds are
used, but that doesn’t prevent the government from fleecing us at every turn
and forcing us to pay for endless wars that do more to fund the military
industrial complex than protect us, pork barrel projects that produce little to
nothing, and a police state that serves only to imprison us within its walls. A Government of Wolves... Best Price: $1.78 Buy New $8.10(as of 08:25 EST - Details)
We have no real say, but
we’re being forced to pay through the nose, anyhow.
George
Harrison, who died 16 years ago this month, summed up this outrageous state of
affairs in his song Taxman:
If you drive a car, I’ll tax
the street,
If you try to sit, I’ll tax your seat.
If you get too cold I’ll tax the heat,
If you take a walk, I’ll tax your feet.
If you try to sit, I’ll tax your seat.
If you get too cold I’ll tax the heat,
If you take a walk, I’ll tax your feet.
Don’t ask me what I want it
for
If you don’t want to pay some more
‘Cause I’m the taxman, yeah, I’m the taxman
If you don’t want to pay some more
‘Cause I’m the taxman, yeah, I’m the taxman
Now my advice for those who
die
Declare the pennies on your eyes
‘Cause I’m the taxman, yeah, I’m the taxman
And you’re working for no one but me.
Declare the pennies on your eyes
‘Cause I’m the taxman, yeah, I’m the taxman
And you’re working for no one but me.
In other words, in the eyes
of the government, “we the people, the voters, the consumers, and the
taxpayers” are little more than indentured servants and sources of revenue.
If you have no choice, no
voice, and no real options when it comes to the government’s claims on your
property and your money, you’re not free.
Consider: The government can
seize your home and your car (which you’ve bought and paid for) over nonpayment
of taxes. Government agents can freeze and seize your bank accounts and other
valuables if they merely “suspect” wrongdoing. And the IRS insists on getting
the first cut of your salary to pay for government programs over which you have
no say.
It wasn’t always this way, of
course.
Early
Americans went to war over the inalienable rights described by philosopher John
Locke as the natural rights of life, liberty and property.
It
didn’t take long, however—a hundred years, in fact—before the American
government was laying claim to the citizenry’s property by levying taxes to pay
for the Civil War. As the New
York Times reports, “Widespread resistance led to its repeal in 1872.”
Determined to claim some of
the citizenry’s wealth for its own uses, the government reinstituted the income
tax in 1894. Charles Pollock challenged the tax as unconstitutional, and the
U.S. Supreme Court ruled in his favor. Pollock’s victory was relatively
short-lived. Members of Congress—united in their determination to tax the
American people’s income—worked together to adopt a constitutional amendment to
overrule the Pollock decision.
On
the eve of World War I, in 1913, Congress instituted a permanent income tax by
way of the 16th Amendment to the Constitution and the Revenue Act of 1913.
Under the Revenue Act, individuals with income exceeding $3,000 could be taxed
starting at 1% up to 7% for incomes exceeding $500,000.
It’s all gone downhill from
there.
Unsurprisingly,
the government has used its tax powers to advance its own imperialistic agendas
and the courts have repeatedly upheld the government’s power to penalize or
jail those who refused to pay their taxes.
Irwin
A. Schiff was one of the nation’s most vocal tax protesters. He spent a good
portion of his life arguing that the income tax was unconstitutional. He paid
the price for his resistance, too: Schiff served three separate prison terms
(more than 10 years in all) over his refusal to pay taxes. He died at the age
of 87 serving a 14-year prison term. As constitutional activist Robert L.
Schulz noted in Schiff’s obituary, “In a society where there
is so much fear of government, and in particular of the I.R.S., [Schiff] was
probably the most influential educator regarding the illegal and
unconstitutional operation and enforcement of the Internal Revenue Code. It’s
very hard to speak to power, but he did, and he paid a very heavy price.”
It’s still hard to speak to
power, and those who do are still paying a very heavy price.
All the while the government
continues to do whatever it likes—levy taxes, rack up debt, spend outrageously
and irresponsibly—with little thought for the plight of its citizens.
The
national debt is $20 trillion and growing. The amount this country owes is now greater than its gross
national product(all the products and services produced in one year
by labor and property supplied by the citizens). We’re paying more than $270 billion just in interest on that
debt annually. And the top two foreign countries who “own” our debt are China
and Japan.
To
top it all off, all of those wars the U.S. is so eager to fight abroad are
being waged with borrowed funds. As The
Atlantic reports, “For 15 years now, the United States has been putting
these wars on a credit card… U.S. leaders are essentially
bankrolling the wars with debt, in the form of purchases of U.S. Treasury bonds
by U.S.-based entities like pension funds and state and local governments, and
by countries like China and Japan.”
If Americans managed their
personal finances the way the government mismanages the nation’s finances, we’d
all be in debtors’ prison by now.
Still, the government remains
unrepentant, unfazed and undeterred in its money grabs.
While we’re struggling to get
by, and making tough decisions about how to spend what little money actually
makes it into our pockets after the federal, state and local governments take
their share (this doesn’t include the stealth taxes imposed through tolls,
fines and other fiscal penalties), the police state is spending our hard-earned
tax dollars to further entrench its powers and entrap its citizens.
For
instance, American taxpayers have been forced to shell out $5.6
trillion since 9/11 for the military industrial complex’s
costly, endless so-called “war on terrorism.” That translates to roughly
$23,000 per taxpayer to wage wars abroad, occupy foreign countries, provide
financial aid to foreign allies, and fill the pockets of defense contractors
and grease the hands of corrupt foreign dignitaries.
Mind you, that staggering $6
trillion is only a portion of what the Pentagon spends on America’s military
empire.
That price tag keeps growing, too.
The
16-year war in Afghanistan, which now stands as the longest and one of the most expensive wars in U.S. history, is about
to get even longer and more costly, thanks to President Trump’s promise to send more troops over.
In this way, the military
industrial complex will get even richer, and the American taxpayer will be
forced to shell out even more funds for programs that do little to enhance our
lives, ensure our happiness and well-being, or secure our freedoms.
As
Dwight D. Eisenhower warned in a 1953 speech:
Every
gun that is made, every warship launched, every rocket fired signifies, in the
final sense, a theft from those who hunger and are not fed, those who are cold
and are not clothed. This world in arms is not spending money alone. It is
spending the sweat of its laborers, the genius of its scientists, the hopes of
its children. The cost of one modern heavy bomber is this: a modern brick
school in more than 30 cities. It is two electric power plants, each serving a
town of 60,000 population. It is two fine, fully equipped hospitals. It is some
fifty miles of concrete pavement. We pay for a single fighter plane with a half
million bushels of wheat. We pay for a single destroyer with new homes that
could have housed more than 8,000 people. This is, I repeat, the best way of life
to be found on the road the world has been taking. This is not a way of life at all, in any true sense. Under
the cloud of threatening war, it is humanity hanging from a cross of iron. […]
Is there no other way the world may live?
This is still no way of life.
Yet it’s not just the
government’s endless wars that are bleeding us dry.
We’re also being forced to
shell out money for surveillance systems to track our movements, money to
further militarize our already militarized police, money to allow the
government to raid our homes and bank accounts, money to fund schools where our
kids learn nothing about freedom and everything about how to comply, and on and
on.
Are you getting the picture
yet?
The
government isn’t taking our money
to make our lives
better. Just take a look at the nation’s failing infrastructure, and you’ll see
how little is being spent on programs that advance the common good.
We’re being robbed blind so
the governmental elite can get richer.
This is nothing less than
financial tyranny.
“We the people” have become
the new, permanent underclass in America.
It’s tempting to say that
there’s little we can do about it, except that’s not quite accurate.
There are a few things we can
do (demand transparency, reject cronyism and graft, insist on fair pricing and
honest accounting methods, call a halt to incentive-driven government programs
that prioritize profits over people), but it will require that “we the people”
stop playing politics and stand united against the politicians and corporate
interests who have turned our government and economy into a pay-to-play
exercise in fascism.
We’ve become so invested in
identity politics that label us based on our political leanings that we’ve lost
sight of the one label that unites us: we’re all Americans.
As I
make clear in my book Battlefield America: The War on the American People, the
powers-that-be want to pit us against one another. They want us to adopt an “us
versus them” mindset that keeps us powerless and divided. Trust me, the only
“us versus them” that matters anymore is “we the people” against the police
state.
We’re all in the same boat, folks, and there’s only one real
life preserver: that’s the Constitution and the Bill of Rights.
The Constitution starts with
those three powerful words: “We the people.”
The message is this: there is
power in our numbers.
That remains our greatest
strength in the face of a governmental elite that continues to ride roughshod
over the populace. It remains our greatest defense against a government that
has claimed for itself unlimited power over the purse (taxpayer funds) and the
sword (military might). As Patrick Henry declared in the last speech before his
death, “United we stand, divided we fall. Let us not split into factions … or …
exhaust [our strength] in civil commotions and intestine wars.”
This holds true whether
you’re talking about health care, war spending, or the American police state.
Constitutional attorney
and author John W. Whitehead [send him mail] is founder and president
of The
Rutherford Institute. He is the author of A Government of Wolves: The Emerging American Police
State and The Change Manifesto (Sourcebooks).
Copyright
© 2017 The
Rutherford Institute
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