The bigger issue in the current MTS is that over the last four months CMS, that is Medicare and Medicaid, have spent ten percent more than last year at this time, or $89 billion in additional spending, nearly as much as the entire collection of tariffs during that period! You will note that not a single word was mentioned about removing all of the various schemes and such in the medical system despite all of it being illegal when it comes to collusion in any form and ruled applicable in 1979. 15 USC Chapter 1 is not just a civil statute; it contains felony criminal penalties for violations and yet here we are with quite-literal price-fixing that is openly practiced across the board and, during that period of time, "health care spending" has gone from 4% of GDP to 20%. The entire federal deficit and virtually all the inflation in your cost of living over the last two decades has come directly from there. As I've pointed out this is fixable without any new laws by simply enforcing what already exists but Trump, and all Presidents before him irrespective of party have refused to do so. To both fix cost and both maintain and improve access to health care legislation is indeed required but again neither party will do so.
The "Trump drug site" is a bad joke; Mark Cuban's "Cost plus" site is materially cheaper and guess what -- that's entirely free-market! Then there's the Florida State attempt to import from Canada which has been repeatedly frustrated and yet Florida has an anti-trust statute as well so why does not the Florida AG bring the charges? May I remind you that insurance in all of its forms is a state-regulated thing and thus the States have the capacity to fix this as well through varying statutes. Tennessee is particularly galling in this regard because the Tennessee Statute contains a provision allowing the stripping of corporate charters for violations which, if imposed, would instantly put the abusing firms out of business. Of course a law that is never enforced is no law at all.
When it comes to housing there seems to be this repeated concept that we must solve "affordability" which to many means lower rates on mortgages. Nonsense. The answer is lower prices because both property tax and insurance are keyed on valuations, and both are an effective tax on unrealized gains. In other words you pay a tax on something you don't have in your wallet thus you must take those expenses out of your other operating income as a family. This is extraordinarily destructive to family formation and maintenance and quite-literally nobody in the political world cares a bit about it.
As I noted these issues are the big ones today for individual family wallets; you need only look at my recent article on the December Personal Income and Spending report to see the facts: Christmas comes every year but this year funds were diverted to household necessities including housing itself, food and health insurance rather than traditional Christmas spending such as gifts. Only "Recreation Services" (e.g. trips and similar) survived the squeeze which came in the form of housing and utilities, health care and insurance expenses........