... but they don't listen, unfortunately.
The siren song is loud and hard to resist: Go to college. Take out loans. Ignore that the price has gone up at 5x the rate of inflation for the last couple of decades, and has been outpacing inflation since the 1980s. Its ok -- you'll get a good job and be able to pay it back.
Left out of this is why prices to go to college have accelerated when they should have fallen like a stone. For example, it used to be that computers were hideously expensive and information was in printed form thus a monstrously-large library (and printed copies of said material) were required. Neither is true today; you have more computing power in the palm of your hand than many large mainframes of 40 years ago and virtually everything ever discovered is available on said screen from anywhere on the planet at near-zero cost.
If you're in High School or planning to start college next year you can ignore all this, but if you do think about what happens if you're one of the 90% in this year's Bachelor's Class in CS who have no job offer and $100,000 worth of student loans.
If that's not enough to keep you up at night perhaps you're not smart enough to go to college in the first place.
