Its here, but I bet you miss it and of course CNN doesn't make mention of it.
It’s important to note that no one, including AAA, recommends not getting these features because of repair costs. Systems like automatic emergency braking, blind spot monitoring, and rear cross-traffic alerts can reduce your chances of getting in a crash in the first place. That’s one reason automatic emergency braking is now nearly universal on new cars and, in a few years, will be required in the United States.
Besides avoiding the need for repairs by reducing crashes, they also help prevent injury to vehicle occupants and pedestrians which is, after all, far more important than a dented fender.
Some of these systems can cut crash rates in half, said Greg Brannon, director of automotive engineering at AAA.
That last line is obviously a lie.
Were it not a lie then collision insurance, which pays when you are in a wreck to fix your car, would be going down in price, specifically for those vehicles with such features since it would reduce the crash rate "by half."
Instead the price of car insurance is skyrocketing.
These "features" are in fact worthless.
But the facts of insurance are simple. Insurance companies are state-regulated and can only make a 10% profit. If they make more the state will force them to reduce premiums. Therefore there are only two ways for an insurance company to grow its profit in dollar terms across a given customer base: Either have more claims or more expensive claims.
Its not rocket science folks. Tarted up vehicles full of these sensors, never mind $2,000 headlight assemblies instead of $200 ones that takes ordinary bulbs wildly increase collision repair costs. If they actually reduced claims by the claimed dramatic amount then the total cost would go down to the insurance company and your premiums would go down too because state law forces that to happen when claim costs decrease.
These people are lying and of course CNN laps it up and feeds you to it on a spoon.
Oh, and incidentally, the same thing applies to health "insurance" as well. Health insurance companies, for example, have been caught issuing bribes to pediatricians for children that are "vaccinated according to schedule", for example, and this extended to the Covid shots as well during the pandemic. That is, rather than offer professional advice based upon what a physician believes is best for a given person instead they're bribed to do what an insurance company wants and, I remind you, the only way for an insurance company to make more money IS TO HAVE EITHER MORE CLAIMS OR MORE EXPENSIVE CLAIMS so spare me any LIES about how this scheme was "best for the person"; it must-certainly WAS AND IS NOT.
Insurance is a necessary evil but it is a felonious business as soon as the "insurance" firm is allowed, in any way, to influence the underlying thing being insured whatever it may be because such a firm always has as the only way to grow its business to either increase the number of claims or the cost of claims.
Always.
